How do I move money from an old 401(k)?

A 401(k) from a former employer can usually be rolled over into a self-directed IRA. Ask for a direct rollover (trustee-to-trustee) so nothing is withheld for taxes. Traditional money goes to a traditional self-directed IRA and Roth money to a Roth self-directed IRA.

What is a Solo 401(k)?

A Solo 401(k) is a retirement plan for business owners with no employees other than a spouse. Many can be self-directed. One difference from an IRA: qualified plans such as a Solo 401(k) are generally exempt from the tax on debt-financed income from real estate (UDFI) that an IRA can owe when a property uses a mortgage.

Are there taxes inside a retirement account?

Usually not, but there is one exception to know about. If an IRA invests in a real estate fund that uses debt, the share of income tied to that debt can be subject to unrelated business income tax (UBIT), and the custodian may need to file IRS Form 990-T. Your CPA can tell you whether it applies to your situation.

What rules must I follow?

Retirement-account investments must be for the account’s benefit only. You can’t personally use the property, receive payments from it outside the account, or invest in transactions with "disqualified persons" such as yourself, your spouse, parents or children in ways the IRS prohibits. Breaking these rules can disqualify the account, so work with your custodian and tax advisor.

Do I still need to be an accredited investor?

Yes. Astamar’s offerings are made under Regulation D Rule 506(c) and are available only to verified accredited investors. For a self-directed IRA, accreditation is generally evaluated based on the IRA owner. Verification is completed through VerifyInvestor.com.

Large apartment building with trees in front

Private equity · Affiliated firm

Invest alongside Astamar Asset Management.

For accredited investors who want exposure to institutional-quality commercial real estate — large multifamily, shopping centers and income-producing commercial property — without managing it themselves.

Visit astamarholdings.com ↗Invest with your IRA or 401(k)

The firm

A private equity real estate platform from the same founders.

Astamar Asset Management is a private equity real estate firm founded by Carlo Dupone, co-founder of Greenflash Realty. It acquires and manages income-producing property on behalf of investors through its Latitude Fund Series, offered under Regulation D Rule 506(c).

Where Greenflash helps clients buy and sell individual properties, Astamar is for investors who prefer to own a share of larger assets that are underwritten, financed and managed by a professional team.

Focus

What Astamar invests in.

Aerial view of an apartment community with a courtyard and pool

Large multifamily

Apartment communities of 100 to 200+ units where professional management, renovation and operating improvements can support steady rental income.

Storefronts in a sunlit neighborhood shopping center with palm trees

Shopping centers & strip centers

Neighborhood shopping plazas and strip centers anchored by everyday, service-based and necessity tenants.

Downtown San Diego and the waterfront at sunset

Commercial property

Other income-producing commercial real estate selected for location, tenant quality and long-term demand.

Objectives

Three goals behind every acquisition.

These are investment objectives, not promises. Every real estate investment carries risk, including the loss of capital.

Cash flow

Seek regular distributions from rental income generated by occupied, well-managed properties.

Capital preservation

Seek to protect invested capital through disciplined underwriting, conservative financing and real, tangible assets.

Capital appreciation

Seek long-term growth in value through improvements, stronger operations and a planned exit.

Who it’s for

Built for accredited investors.

Astamar’s offerings are available only to accredited investors whose status has been verified. In general, that means individuals with income above $200,000 ($300,000 with a spouse or partner) in each of the last two years, or a net worth above $1 million excluding their primary residence, among other qualifying categories.

Verification is completed independently through VerifyInvestor.com before any investment is accepted.

Retirement accounts

Using your IRA or 401(k) to invest.

Many investors fund private real estate investments with retirement savings through a self-directed account. Here is how it generally works.

Open a self-directed account

Open a self-directed IRA (traditional or Roth) with a custodian that holds alternative assets, or set up a Solo 401(k) if you are self-employed.

Fund it

Transfer from an existing IRA or roll over a former employer’s 401(k). Use a direct, custodian-to-custodian rollover to avoid tax withholding.

Verify & review

Complete accredited-investor verification and review the offering documents with your advisors.

Invest through the account

Your custodian signs the subscription and sends the funds. Distributions are paid back into the retirement account.

Good to know

Questions about retirement-account investing

General information only — not tax or legal advice. Talk to your CPA, tax advisor and custodian before investing retirement funds.

Often, yes, through a self-directed IRA or, if you are self-employed, a Solo 401(k). A specialized custodian holds the investment for your retirement account, and the account — not you personally — is the investor. Most employer 401(k) plans only offer a fixed menu of funds, so money in a current employer plan usually has to stay there unless the plan allows an in-service rollover.

Next step

Speak with Astamar’s investor relations team.

Investor inquiries are handled directly by Astamar Asset Management, not by Greenflash Realty.

Information on the Latitude Fund Series
Accredited-investor verification
Access to offering documents
IRA and Solo 401(k) options

Astamar Asset Management

Website: www.astamarholdings.com
Email: invest@astamarholdings.com
Phone: +1 (619) 241-4954

Visit astamarholdings.com ↗

Not an accredited investor?

Ask about the Astamar Investment Club.

Astamar also organizes the Astamar Investment Club, a member-run group. Members are expected to take an active role, including voting on the club’s investment decisions; it is not open to passive investors. Membership is limited, and nothing on this page is an offer of membership or of any investment. To ask whether it may be a fit, contact Astamar directly.

Inquire about the Investment Club

invest@astamarholdings.com · +1 (619) 241-4954

Important information

This page is for informational purposes only and is not an offer to sell, or a solicitation of an offer to buy, any security. Any offering by Astamar Asset Management or its funds is made only to verified accredited investors through confidential offering documents, under Regulation D Rule 506(c). Investments in private real estate funds are speculative, illiquid and involve substantial risk, including the possible loss of the entire investment. There is no guarantee that any investment objective — including cash flow, capital preservation or capital appreciation — will be achieved.

Greenflash Realty Inc. and Astamar Asset Management LLC are affiliated through common ownership. Greenflash Realty is a licensed real estate broker, is not a broker-dealer or investment adviser, and does not offer, sell or recommend securities or receive compensation for investor referrals. Information about retirement accounts is general in nature and is not tax, legal or investment advice.

Looking to buy your own investment property? See Greenflash investment property services.